The Plaid API
plaid.comA REST API that lets applications connect to users' bank accounts to retrieve financial data such as account, transaction, balance, identity, and auth information and to initiate money movement.
The The Plaid API API uses api key authentication; has freemium pricing; offers a free tier (Trial plan: free access with real production data, limited to 10 Items; Sandbox is always free; Limited Production allows up to 200 API calls per product with live data). Verified 2026-07-08 with per-field source links.
Free tier
Trial plan: free access with real production data, limited to 10 Items; Sandbox is always free; Limited Production allows up to 200 API calls per product with live data
plaid.com ↗Pricing
Four plans: Trial (free, 10 Items), Pay-as-you-go (no minimum), Growth (annual commitment, discounts), Custom/Scale (contact sales). Pricing models: one-time fee, subscription fee, and per-request/flexible fee depending on product. Price list not published; apply for Production access or contact sales.
plaid.com ↗Rate limits
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no sourceOpenAPI spec
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