/API TERMS
API Terms/Payments/GoCardless API

GoCardless API

gocardless.com

REST API for collecting one-off, recurring, and instalment bank-debit payments across 30+ countries.

The GoCardless API API uses bearer token authentication; has usage based pricing; offers a free tier (Free sandbox environment for end-to-end testing; no setup or monthly fees, pay as you go). Verified 2026-07-13 with per-field source links.

Payments Verified 2026-07-13 medium confidence
Base URL
not documented null
no source
Auth
bearer_token
gocardless.com ↗
Free tier
Free sandbox environment for end-to-end testing; no setup or monthly fees, pay as you go
gocardless.com ↗
Pricing model
usage_based
gocardless.com ↗
Pricing
Standard 1% + 20p per transaction (capped £4), Advanced 1.25% + 20p, Pro 1.4% + 20p; international 2%+20p; Custom plans via Sales. Prices exclude VAT.
gocardless.com ↗
Rate limits
not documented null
no source
OpenAPI spec
not documented null
no source
MCP server
not documented null
no source